Don’t let your financial structure hold you back from achieving your property goals  When seeking to build a sizeable portfolio, many investors only focus on the need to find properties that will grow in significant value. This is paramount of course for property...

Many parents get just as excited about their children’s first home purchase as the “kids” themselves. They’re often involved in helping select the property and providing advice. A facility is available which enables parents to help with the purchase at no direct cost...

How you save your deposit can sometimes be part of the criteria a lender looks at when assessing your home loan application. That’s why it’s important to understand what they consider as ‘savings’. To make it simple, here’s what Banks & Lenders accepts as savings....

Home loan specialists say the decision whether or not to choose a fixed-rate mortgage depends greatly on personal circumstances. Here are some general guidelines that can help...   FIRST HOME BUYERS A low interest rate is likely to be more important than fixing....

The results of a survey reveal changes on investment lending are having a knock-on effect on property plans of investors.   This finding does not come as a surprise when you look at the current environment we are in. Over the past couple of months, we have...

Australia's interest rates may be at"record low" however it is certainly not true for the 1/3 of all mortgages that are on interest-only. The cash rate set by the Reserve Bank is indeed at a historic low, but in recent months, rates have risen...

18% of Australians have been turned down for a home loan by a financial institution and nearly 1 in 10 have been rejected by a big four bank, according to new research. This highlights the growing proportion of Australians who are being “locked out” of the...

When searching for a mortgage, it’s important to look at all the home loans available to you. This can mean exploring second and third tier lenders so that you have a full scope of your options. When looking at these smaller institutions the biggest concern seems to...

Investing in property is something many people have on their to-do lists, but actually taking the leap can be difficult. Before you jump in, there is research you should do and questions you should ask yourself. If you are yet to start investing (or even if you are...

With the property prices where they are today, it could be a good time to buy your first home.  But getting onto the property ladder is still hard for first home buyers. Many think that they need 20% of the purchase price as a deposit before they can get a loan and...

The ATO will disclose to credit reporting bureaus the tax debt information of businesses who have not effectively engaged with the ATO to manage these debts and initially only apply to businesses with Australian Business Numbers and tax debt of more than $10,000 that...