Over 40% of Australians have lived at the same address for over 10 years. This means that when it comes to selling a property, you need to be extra sure you have done all you can to make it as appealing as possible to prospective buyers; the stats show after all that...

In need of Finance in 2019? Comprehensive Credit Reporting and the new Open Banking world will have an effect on your mortgage approval. Will it be easier or will it be Harder? Let's find out... The way Australian lenders assess borrowers continually evolves. In 2018,...

Purchase a new or second hand asset such as a motor vehicle, computer equipment, an Air conditioning system, a solar system or  business machinery for $30,000 or less and claim an immediate tax deduction. There are no limits on the amount of assets you purchase as...

A low deposit home loan lets you borrow more than 80% of a property's value.  It might only require a 5% deposit and let you buy your property sooner. How small can my deposit be? The standard deposit size for most lenders is 20% of the property's value. In other...

Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are...

The royal commission and a tougher regulatory environment for the banks in 2018 translated to stricter borrowing conditions for borrowers, and a less competitive market than years gone past. This environment will carry into the rest of 2019 with more stringent loan...

Ask any property investment guru and they’ll tell you that the equity held in your property portfolio can be a powerful tool for wealth creation. Used properly, this equity can secure the finance needed to achieve your property investment goals. Put simply, if your...

Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations it can be suitable to...

You’ve been dreaming of that new kitchen and dining room for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the works? Here are a few things to think about before making the leap from...

When applying for a Home or Car loan, not even your dinner is safe from scrutiny. Personal spending habits on things like clothes, holidays, and takeaway food are becoming under scrutiny when a bank considers your loan application. Banks are now looking at bank...