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The Cash Rate, Cash Backs, and the Allure of Cash
Cash Rules: The Cash Rate, Cash Backs, and the Allure of Cash We are all familiar with the term ‘The Cash Rate,’ but what does it really mean? It is not the interest rate we see on our mortgage statements. So, why is there so much talk about the 'Cash Rate'? The Cash...
Interest Rates & The Reserve Bank of Australia
Should we break it down? Remember the days when the Reserve Bank of Australia met every Tuesday of the month to spill the beans on interest rates? We all do! Now, we see a new era in 2024. Last year, the RBA announced that they will only convene 8 times a year instead...
First Home Buyer
The First Home Buyer and Getting That Loan Life is Full of Firsts – the first pet 🐶, the first car 🚙, the first kiss 💋, the first job 🖥️, the first mortgage 💸. Some of these things are easier than others, right? Here we outline the first home loan process with the...
The A to Z of Industry Jargon for Loans and Property
Are you having trouble decoding your LMI for your BC? Our article ‘The A to Z of Industry Jargon for Loans and Property’ should help you decode this. All you need to do is read through the blog to uncover industry speak for your home loan and your property....
Queensland Doubles First Homeowner Grant to $30K
In a major boost for aspiring homeowners in Queensland, the Palaszczuk Government made a ground-breaking announcement on Sunday, 19 November 2023. The much-celebrated news revealed that the First Homeowner Grant would be doubled to an impressive $30,000. This...
Self-Managed Super Funds and Property
Are you looking to unlock the full potential of your financial journey? In this article, we will delve into the world of Self-Managed Super Fund (SMSF) lending in Australia, exploring what it is, how it can help you leverage your superannuation balance, and dispelling...
Will Your Credit Score Stop You From Getting A Loan?
Will Your Credit Score Stop You From Getting A Loan? Your credit score is a financial fingerprint that you might not think about until you're ready to borrow money, however, it plays a critical role in determining how much you can borrow from the bank. Here we will...
Refinancing is your Mortgage Super Power
Unlocking Financial Opportunities Is Your Hidden Financial Super Power: The What, Why, and How of Refinancing Your Home Loan Are you a homeowner eager to make the most of your mortgage? If so, refinancing your home loan could be your ticket to financial freedom. Here...
The Best Mortgage Broker – Go Mortgage
When it's time to purchase a home or refinance an existing property, finding the right mortgage provider is crucial. With so many lenders to choose from, it's hard to decide which one is the best fit for your needs. That's where Go Mortgage comes in. As one of the...
First Home Buyer Guarantee Scheme
The Ultimate Guide for 2023 Welcome to the ultimate guide to the First Home Guarantee Scheme (formerly known as First Home Loan Deposit Scheme) in 2023! In this comprehensive guide, you'll discover: How to buy a home with just a 5% deposit How the expanded scheme will...
What is refinancing and why would you refinance your home loan?
What is refinancing and why would you refinance your home loan? Are you a home owner looking for ways to make the most of your mortgage? If so, refinancing may be an option worth considering. Refinancing essentially entails taking out another home loan that pays off...
What is the difference between Fixed vs variable rate home loans ?
What is the difference between Fixed versus variable rate home loans ? Are you looking to buy a home, refinance your current loan or become an investor? How do you decide between getting a fixed or variable rate loan? This is one of the biggest decisions for borrowers...