All of the big four banks have announced changes to out-of-cycle interest rates in the last week, as lenders respond to pressure on funding costs and increasing investor appetite. Commonwealth Bank was the last of the big four to announce changes to their...

Australia’s appetite for property is showing no signs of abating. And traditionally, Aussies have purchased investment properties personally or through a company/trust. Did you know you can also buy an investment through your self-managed super fund (SMSF) and obtain...

Despite mortgages being the largest financial obligation most Australians will ever have, many are still paying far too much over the life of the loan. But Why? Well it seems it’s not knowledge that most of us struggle with. The real issue is retention &...

When a property investor determines their long-term investment strategy and objectives, the loan structure is an important factor to consider as it can significantly impact the overall success of the investor’s portfolio. Seeking the advice of a credit adviser will...

DAVID Dyball had dreamed of being a homeowner for as long as he could remember but there was one word stopping him: Deposit. The Maryborough man, 28, has purchased a home without a deposit in Aldershot The Fraser Coast Chronicle reports. And he is sharing...

Home loan loyalty is costing Australian mortgage holders a whopping $6 billion a year, according to new research from comparison site Mozo.com.au. Despite a surge in smaller lenders offering mortgage rates under 4.00%, borrowers are wasting $17 million a day by...

DOING the mortgage dance with banks and other lenders has become more complex and confusing. It wasn’t too long ago that all you had to do was clap your hands if you wanted to buy real estate, invest or refinance, and lenders would battle each other for your business....

If you haven’t got the bug yet, here’s why I started building my portfolio. Well, I can’t speak for others but I can share why I wanted to become a property investor. Don’t worry, I’m not going to rattle off a laundry list of complicated equation-packed stuffy...

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions. With so many...

A brand-new baby completely changes your life. Are you likewise got ready for how a brand-new infant might impact your opportunities of buying a home? Here are some things to think about prior to you send your application. When a lender examines your mortgage...

While most Aussies can remember their phone number (94%), their number plate (77%) and their parent’s phone number (76%), new research from UBank has revealed 85 per cent of Australians don’t know their home loan rate. Of those surveyed 44 per cent could only recall...

Nine Network Finance Editor Ross Greenwood breaks down what you need to know about today's interest rate decision.   1. Will the RBA move rates today? No. Money markets are pricing in a 95 percent chance of no rate move. All senior economists surveyed by...