Customers with interest-only loans are likely to be charged an even higher premium by banks compared with those who are also paying back principal. Interest-only loans are the prime targets of a crackdown by regulators intent on cooling the mortgage...

There are around 9.6 million dwellings in Australia and at any time there are about 250,000 properties for sale. But not all properties make good investments!  In fact,  less than 2% of the properties on the market currently are “investment grade.” Of...

The Australian dream of property is still a reality, but the idea of the “dream home” is being redefined as people wish to live closer to cities. The younger generations are still entering the property market, however it's looking quite differently than it did for...

First-home buyers are among the big winners in the Queensland state budget, after it was announced the $20,000 First Home Owner’s Grant would be extended. The grant, which was set to expire at the end of this month, will be extended for another six months until...

Rentvesting is the term millenials have coined in response to Australia's rising house prices. But, what is it? and why does it work? Rentvesting is on the rise, for more reasons than one. Home owners are allowing others to cover the cost of their mortgage repayments,...

Singing a duet, getting a hug, playing Marco Polo... there's just some things you can't do alone. Buying a home, however, is one of those things that doesn't necessarily require two people. It's the Australian dream to own your own piece of real estate in any of the...

Budget time is always a funny period as Australia halts whilst waiting for the proposal, which is then usually blocked by the opposition. Making it almost a waste of time unless they bribe the independents to vote for the bill. Forgive the cynicism, but it's more than...

While the big ‘bank tax’ announced in Tuesday’s Budget was touted as a method of bringing a fair, even playing field between majors and non-majors, experts have warned that the measure could adversely impact consumers in the long term. The new levy equates to six...

Purchase a new or second hand asset such as a motor vehicle, computer equipment, an Air conditioning system, a solar system or  business machinery for $20,000 or less and claim an immediate tax deduction. There are no limits on the amount of assets you purchase...

A new KPMG report found that Broker clients are overwhelmingly more likely to get a better deal and renegotiate their mortgage rates. The general manager for broker partnerships at NAB, Mr Anthony Waldron, noted when speaking at an event in Sydney that Greg Medcraft,...

One of the biggest advantages of having a self managed super fund (SMSF) is the ability to directly invest in real estate. While the ability to borrow in super to purchase property has only been around in the last 10 years, self managed funds have always had the...

TAX time is just a couple of months away, which means the word on the lips of hundreds of thousands of Aussie real estate investors is “ka-ching”. Whether you’re an investor seeking some hefty tax deductions or a property buyer or seller about to make a transaction,...