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Stamp Duty Concessions Expanded for QLD First Home Buyers
Stamp Duty Concessions Expanded for Queensland First Home BuyersBig News for First-Home Buyers in Queensland! Queensland Premier Steven Miles has announced exciting new stamp duty discounts that make buying your first home more affordable than ever! What’s New for...
Why You Shouldn’t Walk In or Apply with a Bank to Get a Loan: Top Reasons Why People Use a Mortgage Broker
More and more people are opting for mortgage brokers to secure their loans. In fact, around 75% of new home loans are now being facilitated by brokers. The traditional method of walking into your local big four bank branch—CBA, ANZ, Westpac, or NAB - is rapidly...
How HECS Debts Influence Mortgage Loans: A Comprehensive Guide
Recent data indicates a nearly 5% rise in HECS debts for the new financial year, amounting to an average increase of $1000 per student debt. This follows a 7.1% increase in HECS debt last year. With two consecutive years of growth, borrowers with HECS debt are likely...
MYTH: One Mortgage Loan Fits All
MYTH: One Mortgage Loan Fits AllMortgage Brokers exclusively favour preferred lender/s Our response: Unequivocally, 100% false In the world of mortgage loans, one fundamental truth stands out above all others: not all borrowers are alike, and consequently, not one...
The Cash Rate, Cash Backs, and the Allure of Cash
Cash Rules: The Cash Rate, Cash Backs, and the Allure of Cash We are all familiar with the term ‘The Cash Rate,’ but what does it really mean? It is not the interest rate we see on our mortgage statements. So, why is there so much talk about the 'Cash Rate'? The Cash...
Interest Rates & The Reserve Bank of Australia
Should we break it down? Remember the days when the Reserve Bank of Australia met every Tuesday of the month to spill the beans on interest rates? We all do! Now, we see a new era in 2024. Last year, the RBA announced that they will only convene 8 times a year instead...
First Home Buyer
The First Home Buyer and Getting That Loan Life is Full of Firsts – the first pet 🐶, the first car 🚙, the first kiss 💋, the first job 🖥️, the first mortgage 💸. Some of these things are easier than others, right? Here we outline the first home loan process with the...
The A to Z of Industry Jargon for Loans and Property
Are you having trouble decoding your LMI for your BC? Our article ‘The A to Z of Industry Jargon for Loans and Property’ should help you decode this. All you need to do is read through the blog to uncover industry speak for your home loan and your property....
Queensland Doubles First Homeowner Grant to $30K
In a major boost for aspiring homeowners in Queensland, the Palaszczuk Government made a ground-breaking announcement on Sunday, 19 November 2023. The much-celebrated news revealed that the First Homeowner Grant would be doubled to an impressive $30,000. This...
Self-Managed Super Funds and Property
Are you looking to unlock the full potential of your financial journey? In this article, we will delve into the world of Self-Managed Super Fund (SMSF) lending in Australia, exploring what it is, how it can help you leverage your superannuation balance, and dispelling...
Will Your Credit Score Stop You From Getting A Loan?
Will Your Credit Score Stop You From Getting A Loan? Your credit score is a financial fingerprint that you might not think about until you're ready to borrow money, however, it plays a critical role in determining how much you can borrow from the bank. Here we will...
Refinancing is your Mortgage Super Power
Unlocking Financial Opportunities Is Your Hidden Financial Super Power: The What, Why, and How of Refinancing Your Home Loan Are you a homeowner eager to make the most of your mortgage? If so, refinancing your home loan could be your ticket to financial freedom. Here...