If you’re worried about rising interest rates, then a fixed rate home loan may be the solution.

GO Fixed rate home loans offer a fixed interest rate for a set period of time. Thanks to this, repayments remain the same for the duration of the fixed rate period, usually between one and five years. At the end of the fixed period, you can switch to a variable rate loan or negotiate a new fixed rate or even opt for a split rate loan.

Time to fix

Knowing when to fix and when to float is difficult. Even the best economists can’t predict with absolute certainty when interest rates will rise or fall. For this reason, many borrowers opt to fix for periods of three years or less. That way if rates do fall, you are only paying a higher rate of interest for a relatively short period.

Our fixed rates are availbale on both Go Principal & Interest loans and Go Interest Only loans.

Variable rates are available for periods of 1, 3 & 5 years.  Fixed rates change fairly often due to economic pressures so call us to find out the current GO rates.

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