Go Mortgage Corporation has a wide range of products and services to meet the needs of home buyer and investors.

• Refinance
  
• Property Purchase (Owner Occupied or Investment)
  
• Access Equity for any purpose

Loan Features

• Fully Featured Variable Rate Loans
• Fixed Rate Loans
  
• Line of Credit
  
• Lo Doc (no income verification) loans
  
• Lo Doc Line of Credit
  
• 100% Lend – no deposit loans

All of the above loans come with no ongoing fees and charges, free unlimited redraw, full internet access, direct salary crediting, weekly-fortnightly-monthly repayment options, convert to a fixed rate at any time at no charge, 4 splits at no charge, principal and interest or interest only.

What is a Mortgage Manager?

There are so many lending institutions to choose from – banks, building societies, credit unions, and mortgage managers.

Banks have been in the mortgage business the longest and have traditionally dominated the home lending market. They commonly source most of the funds for their mortgages from cash deposited into transaction and savings accounts by their customers.

Credit unions date back to the early 1900’s and are not-for-profit financial cooperatives of people who often share something in common – such as where they work or live.

Mortgage managers hit the home lending market in a big way about 10 years ago. They are non-bank financial institutions like RAMS and Wizard and now, Go Mortgage Corporation.

Typically, mortgage managers source money from the likes of the big superannuation funds and large investment funds. In turn, the wholesale lender authorises the mortgage manager to distribute and manage mortgages until they are discharged.

The upshot for Australian borrowers has been that, because mortgage managers borrow money in bulk and tend to have lower overheads, they can pass on competitive interest rates to consumers.

Apart from competitive rates, the presence of mortgage managers has also led to enhanced loan features such as redraw facilities and more flexible repayment options. In all, mortgage managers like Go Mortgage have revolutionised Australia’s lending market, with consumers being the big winners.

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