Your Loans Process

Explaining your loans process.

Enquiry and your application

We'll understand your needs and help find the right product for you Then we'll prepare an application

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Property Evaluation

We'll arrange the valuation of the security of the property While we do this, you should satisfy any conditions in the loan approval.

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Formal Approval

We'll confirm approval to you and ask our solicitors to start preparing the loan documents

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Insurance

You should arrange building insurance - we need a copy of this before we arrange settlement. The insurance or ‘certificate of currency’ will need to include the name of your new financier.

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Loan Documents

Our solicitors will prepare your mortgage documents and mail them to you.

As soon as you have them signed and sent back to the solicitors with the appropriate documents, we can move to the next step.

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Settlement of Your Property

Your loan is drawn down on the day of settlement and is in place from this time.

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After Settlement

We'll send a letter with the details of settlement amounts and your loan repayment information. We'll also provide your online and phone access codes.